Buying process

What is a repossessed vehicle?

Understand lender repossessions vs dealer trade-ins.

What is a repossessed vehicle?

When a borrower defaults on an auto loan, the lender may repossess the vehicle and sell it to recover the balance owed.

Key differences from dealer inventory

  • Source: Financial institution, not a trade-in
  • Condition: Varies — always review photos and grades
  • Pricing: Often below retail — but sold as-is

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