Remote repo buying

How it works

Review lender repossessions online, understand condition and warranty coverage, estimate shipping, then inquire — no on-site visits and no online payment.

Step by step

The buying process

Four steps from browsing to delivery. Your assigned agent handles lender coordination after you inquire.

  1. 01

    Browse & filter

    Search active lender repossessions by make, state, title status, and condition. Save favorites if you have an account.

  2. 02

    Review the listing

    Study photos, engine audio, undercarriage images, inspection score, and run a shipping estimate to your ZIP.

  3. 03

    Submit an inquiry

    Ask questions or make an optional offer through the listing form. No payment is collected on this site.

  4. 04

    Confirm & deliver

    If the lender accepts, your agent sends payment and title instructions. Arrange open or enclosed transport nationwide.

Every listing

What you can review before you inquire

Photo gallery

Multiple exterior and interior photos, plus undercarriage images when available.

Inspection report

Pass / note / fail breakdown by category with an overall inspection score.

Engine audio

Cold-start recordings on select lots so you can hear how the engine runs.

Shipping estimate

Distance-based open or enclosed transport estimate to your ZIP on every vehicle page.

Title disclosure

Title status (clean, salvage, etc.) shown on each listing before you inquire.

Warranty tier

Automatic 2-year, or as-is assignment based on age, miles, and condition.

Protection

Warranty coverage

Each vehicle receives a warranty tier based on model year, odometer, inspection score, title status, and runs/drives status. The assigned tier is shown on every vehicle detail page.

2-year powertrain

2-Year Powertrain Limited Warranty

Covers major engine, transmission, and drivetrain components for 2 years or 24,000 miles after delivery — whichever comes first.

2 years · 24,000 miles
  • Engine block, heads, and internal lubricated parts
  • Transmission and transfer case
  • Drive axles and differential
2-year limited

2-Year Limited Warranty

Covers selected powertrain and electrical components for 2 years or 12,000 miles after delivery — whichever comes first.

2 years · 12,000 miles
  • Engine and transmission (internal parts)
  • Alternator, starter, and water pump
  • Steering and suspension core components
As-is

Sold As-Is

This vehicle is sold as-is with no dealer warranty. You assume responsibility for all repairs after purchase.

Default for high-mileage, older, or lower-scoring inventory.

How the tier is assigned

2-year powertrain
≤ 6 years old · ≤ 75,000 mi · ≥ 85% inspection · clean title · runs & drives
2-year limited
≤ 12 years old · ≤ 125,000 mi · ≥ 75% inspection · runs (issues may apply)
Sold as-is
Salvage/rebuilt title, does not run, inspection below 60%, or outside mileage/age limits.

Common exclusions (all tiers)

  • Wear items (tires, brakes, filters, wiper blades)
  • Cosmetic damage, glass, and trim
  • Pre-existing conditions noted in the inspection report
  • Damage from misuse, neglect, or unauthorized modifications
  • Commercial or racing use

Warranty begins after delivery and lender confirmation. Your agent provides claim instructions at closing.

Questions

Frequently asked questions

Getting started

What is a repossessed vehicle?

A vehicle returned to a lender when the borrower defaults. These are sold on behalf of financial institutions — not as dealer trade-ins.

Do I need an account?

No. Guests can browse, estimate shipping, and inquire. Accounts let you save vehicles and track inquiries.

Can I inspect in person?

No. Listings are built for remote review via photos, inspection reports, and engine audio. Your agent answers specific questions.

Condition & inspection

What does the inspection score mean?

A percentage based on pass, note, and fail items in the condition report. It helps compare lots and affects warranty tier assignment.

Are engine audio and undercarriage photos on every lot?

When provided by the lender inspection, they appear in the gallery. Not every vehicle includes both.

Warranty

When does warranty coverage start?

After delivery is confirmed and the lender sale is finalized. Your agent provides documentation at closing.

Can warranty tier change after I inquire?

The tier is calculated from listing data at publish time. If inspection data is updated before sale, your agent will confirm the current tier.

What if my vehicle is sold as-is?

You accept full responsibility for repairs. Review the inspection report carefully and ask your agent about any noted issues before offering.

Title & shipping

How long does title transfer take?

Typically 2–4 weeks after payment clears, depending on state and lien release processing.

Are shipping estimates final?

No. Estimates are approximate. Your agent confirms carrier quotes after you inquire.

Ready to find your next vehicle?

Browse active lender repossessions with documented condition and warranty tiers on every listing.

Browse inventory